Chapter 23 / 23 tips

Which skills are worth learning?✳

This section deals with costs and time investment; the second item also examines mortality rates. The first six items address one main question: whether it still makes sense to pursue further education. Item 1 outlines which options the law effectively rules out. Item 2 explores how education influences life expectancy. Item 3 shows what educational levels most people in China have attained. Item 4 lists available financial aid options when education proves unaffordable. Item 5 describes alternative pathways after failing to get into regular high school. Item 6 frames the “education versus work” dilemma as a calculable problem and provides a simple method for readers to work out their own figures. The next seven items tackle another question: once you decide to learn something new, how do you pick the right skill? Reliable official statistics on wages broken down by occupation are hard to verify in China, so this book only covers a few well-documented facts: roughly how much extra income an extra year of schooling brings (known as the return on education), how to verify whether a certificate is legitimate, where to find training subsidies, and which criteria help ensure a chosen skill stays in demand. Exact monthly earnings figures for any specific job are not provided here. Finally, the last five items answer a third question: after deciding what to learn, how can you minimize the time required to acquire it? These items focus solely on time, not money, and no conversion between the two is attempted.

English text comes from the independent translation maintained by dlgrv. New entries without a translation appear in Chinese. The author's Chinese original is authoritative for the latest content. Translation snapshot: dlgrv/HowToLiveBetter · 11818c6

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01Evidence A

Under 16? You can’t legally work: any employer who hires you faces a fine of $5,000 per month, and those willing to do so are breaking the law

Most kids finish middle school at 15 or 16, right at this age threshold. Hiring anyone under 16 is illegal; each month an employer uses a child worker, they must pay $5,000 in fines. That means any employer willing to hire you is knowingly breaking the law. If anything goes wrong, all medical bills and compensation must come from that employer — if they refuse to pay or go out of business, there’s no one else to cover those costs.

Cost

Zero. It takes just a minute to figure out how old you are…

Benefit

Article 11 of the Compulsory Education Law states: “All children aged six or older must be enrolled and comple…

02Evidence A(争议)

Adding “education’s value” to mortality statistics: each extra year of schooling lowers adult death risk by roughly 1.9%

When data from 603 studies conducted in 59 countries are pooled together, every additional year of schooling is linked to an average 1.9% drop in adult death risk. This effect is strongest for people aged 18–49, where each extra year cuts risk by about 2.9%. For those over 70, the drop is just 0.8%. In other words, the difference between finishing high school and only finishing junior high goes far beyond simple wage gaps.

Cost

There’s no direct monetary cost. What you do spend is extr…

Benefit

This conclusion comes from a comprehensive meta-analysis that brought together all relevant prior research. Th…

03Evidence A

Before determining whether “education is losing its value,” first look at the national education structure: only 15,467 people per 100,000 have a college education or higher.

According to the 2020 census, only 15,467 people per 100,000 nationwide have completed junior college or higher education — that’s roughly 15%. Meanwhile, 34,507 people per 100,000 have only a junior high school education, making it the most common level. On average, people aged 15 and older have attended school for just 9.91 years, barely enough to finish junior high. Therefore, a junior high education in China is far from “sufficient”; it is the baseline level for most people.

Cost

No cost at all. Just glance at the numbers below.

Benefit

The reference date for the seventh national census was November 1, 2020. At that time, 218,360,767 people nati…

04Evidence A

Run the policy check first for “can’t afford it”: most vocational school tuition is already waived, with a grant of 2,300 yuan and student loans up to 20,000 yuan per year

At public vocational schools, tuition is waived for rural students, urban students in agriculture-related majors, and those from low‑income families. Starting spring 2025, all vocational and regular high school students receive a yearly grant of 2,300 yuan. For university students, the grant rises to 3,700 yuan per year, and they can borrow up to 20,000 yuan annually through student loans. If funds are still short, repayment can be deferred or an alternative path chosen — this rarely forces a student to drop out and work immediately.

Cost

No cost at all. Just visit the school’s student aid office…

Benefit

The tuition‑waiver policy for public vocational schools has been in place since fall 2012, covering all full‑t…

05Evidence A

Failing to get into regular high school doesn’t mean your path ends: vocational schools offer integrated enrollment programs and separate exams, and employers can lower educational requirements for skilled roles.

The 2022 Vocational Education Law states that vocational education holds equal status to general education. Vocational high schools can enroll students through integrated programs with higher vocational institutions, which in turn must reserve enrollment quotas or hold separate exams specifically for vocational high school graduates. Employers cannot set barriers against vocational school graduates based on their educational background. Not making it into a regular high school means switching to an alternative path, not staying at a junior high school level.

Cost

No cost involved. Before submitting your middle school exa…

Benefit

Article 3 of the Vocational Education Law (effective May 1, 2022) specifies: “Vocational education is a type o…

06Evidence B

Treating “college vs. working” as a calculation problem: the three years of early earnings versus decades of future income

Lay both paths out on paper and compare them. Working early yields only three years of wages from low‑skill jobs — that’s it. Continuing school, on the other hand, adds a steady yearly income boost for the next three or four decades. In Chinese cities, estimates show that each extra year of schooling raises average earnings by 4.0% (1988) up to 10.2% (2001). These figures are a bit dated, so they’re best used only to gauge the order of magnitude.

Cost

Zero. It takes about half an hour to sit down and do the m…

Benefit

This figure represents an estimate for Chinese urban areas between 1988 and 2001. The percentage increase in e…

07Evidence A

Keep this baseline in mind: on average, each additional year of formal education yields a roughly 9% annual increase in personal income worldwide.

A comprehensive review of 1,120 estimates from 139 countries shows that, on average, each extra year of schooling raises an individual’s income by about 9% per year. Women consistently see higher returns than men. This figure represents the average effect of “one extra year of formal education,” not the benefit of enrolling in a single course. Treat it as a yardstick: if a program costs 30,000 yuan and lasts half a year, ask whether its expected income boost equals that of one full year of schooling.

Cost

No cost at all. Memorize this figure and use it as a bench…

Benefit

This same review of 1,120 estimates spanning 139 countries from 1950 to 2014 confirms that the global average…

08Evidence A

Before spending money on a certification, first verify whether it appears in the national list of occupational qualifications or in the roster of evaluation agencies registered with the Ministry of Human Resources and Social Security.

Certain organizations misuse the concept of “new occupations” or “skill levels” to run training programs, charge excessive fees, and issue dubious certificates. Some even impersonate authoritative bodies. The Ministry of Human Resources and Social Security has taken steps to curb such practices. Before enrolling, follow three simple checks: first, confirm whether the occupation is listed in the national list of occupational qualifications; second, verify that the issuing agency is registered with the ministry; third, ensure the certificate number can be found on the official verification platform. If any of these checks fail, the enrollment fee is essentially wasted.

Cost

No cost at all. It takes just a few minutes to check once.

Benefit

The ministry has launched nationwide efforts to address these issues. Official documents explicitly condemn “u…

09Evidence A

It’s best to use government subsidies for training — don’t jump straight to paying for private courses.

From 2025 through late 2027, the government plans to provide subsidized training to over 30 million participants. Funding comes from multiple sources, including employment assistance funds, unemployment insurance funds, and corporate education budgets. The more in-demand a profession is and the higher its training costs, the greater the subsidy. Employees should ask their employers first; everyone else should consult their local Human Resources and Social Security Bureau’s subsidy list before deciding what to study.

Cost

There’s little or no expense involved;

Benefit

The national target is clear: over 30 million subsidized training slots will be offered from 2025 to 2027 for…

10Evidence B

When picking a skill to learn, prioritize those requiring hands-on work and on-the-spot judgment — these are the hardest for automation to replace.

A study evaluating 702 occupations in the U.S. found that roughly 47% of them fall into the high-risk category for automation. Three key factors currently hold machines back: manual dexterity, creative problem-solving ability, and social intelligence. That is why jobs that demand physical work, take place in unstructured environments, and require real-time decision-making are far less likely to be automated, while roles with rigid processes and heavy information processing carry the highest risk. Don’t fixate on that 47% figure — focus instead on these three core barriers.

Cost

No cost at all. Before making any choice, run through the…

Benefit

This study produced a calculable probability assessment for each of the 702 U.S. occupations, indicating that…

11Evidence B

Check first whether a skill has an official grading system and if those grades can translate into pay raises

The government is promoting a new eight-tier vocational skill grading system, which requires employers to link both job pay and skill levels to each other, with extra emphasis on hiring and promoting workers at the senior levels. Eligible employees can even have their skill levels recognized directly, regardless of their years of service or prior qualifications. However, this is still a policy direction rather than actual, guaranteed pay increases — implementation varies widely across regions and companies. The only reliable way to gauge this is to see if a skill has an official national standard and a formal grading pathway; only then can it realistically lead to pay raises based on skill level.

Cost

No cost involved. A single check is all that’s needed.

Benefit

The government is actively rolling out this new eight-tier vocational skill grading framework. Official docume…

12Evidence C

Don’t take “high wages reported online” as proof of labor shortages — check local lists of in‑demand occupations and subsidy programs instead.

The amount of subsidies each region offers is essentially the government’s way of “pricing” which trades are in short supply; those amounts are set based on urgency and training costs. Differences in subsidy levels for the same trade across cities directly reflect how badly that trade is needed locally. Figures you see online about monthly earnings for a given trade usually come from job boards or personal reports — they highlight only the top earners and ignore working hours, commuting, occupational hazards, and seasonal fluctuations.

Cost

Zero. All you need is to look up two local documents.

Benefit

Subsidy amounts serve as an official indicator of which trades are in demand. Policies call for “differentiate…

13Evidence C

For the same money and time, prioritize short-duration programs that lead directly to a job

Government policies encourage “quick-to-implement” training programs that lead to short-term employment, as well as micro-specializations offered by vocational colleges. When choosing a program, there’s only one key criterion: does it provide a specific job opening you can apply to after completion? Programs that require a year or more of study and then demand additional “experience building” after graduation actually cost far more than their listed price. It’s essential to set clear exit terms upfront: specify at what point of completion you can stop the program if you haven’t secured a job yet.

Cost

These short-term courses require tuition, which isn’t very…

Benefit

Government policy aligns with this approach: it supports “private training institutions running market-oriente…

14Evidence A

After studying, close the book and test yourself — don’t just reread it

Rereading a passage makes it feel very familiar, but that doesn’t mean you’ve actually retained it. Closing the book and testing yourself yields noticeably better results. A meta-analysis of 222 classroom studies involving nearly 48,500 students showed that adding brief self-tests raised grades by a moderate amount. In a separate review that ranked ten common study methods, self-testing earned the top rating. Approximately 50,000 students participated in these studies overall.

Cost

No money is required, and you won’t need extra time. Use t…

Benefit

This meta-analysis of 222 independent studies with 48,478 participants found that classroom self-tests boosted…

15Evidence A

Spread the same study time across several days instead of cramming it all at once

Spending the same amount of time on studying across multiple days helps you retain information far better than cramming it all at once. This conclusion is supported by 317 separate experiments, all of which reached the same result. There is also a practical rule to keep in mind: the longer you want to remember something, the longer the interval between review sessions should be. If a test is tomorrow, review the material that day; if it’s a month away, schedule a review session a few days later.

Cost

There is no cost involved, and the total time spent stays…

Benefit

This is a meta-analysis that brings together data from 184 papers, 317 experiments, and 839 separate evaluatio…

16Evidence A

Don’t treat highlighting, rereading, or summarizing as primary study methods

Students most often rely on highlighting and rereading, yet a review that evaluated ten different study methods ranked both of them at the very bottom. Summarizing, keyword mnemonics, and visualizing texts also ended up at the lowest tier. That doesn’t mean they’re useless; it simply means they only work under very specific conditions. Spending the same amount of time on self-testing would be far more beneficial.

Cost

No cost at all;

Benefit

This review assessed ten common study methods based on how well their effectiveness holds across different lea…

17Evidence A

Mixing different types of exercises — don’t do twenty of the same kind in a row

Doing many similar problems back‑to‑back makes them feel easy at the moment, but later you may struggle to recall which method to apply. Mixing several types of exercises yields better long‑term results — the effect size is moderate. This technique works best with visual material such as drawings and categorization tasks; it has a smaller impact on math problems, and for vocabulary memorization it’s actually better to practice in blocks.

Cost

No cost at all. Simply change the order of exercises in yo…

Benefit

This finding comes from a large meta‑analysis that included 59 studies, 238 effect sizes, and 158 samples. Ove…

18Evidence A

Don’t pick learning methods based on “I’m a visual learner and he’s an auditory learner”

The idea that “everyone has their own learning style and teaching should be tailored to that style” is widely believed. To prove this claim, researchers would need to group students by learning style, randomly assign each group to different teaching methods, and then test them all with the same exam. Yet almost no studies have produced results that support this notion. People certainly have preferences, but there is no evidence that teaching to those preferences actually improves learning outcomes.

Cost

No cost at all. You simply stop using this classification…

Benefit

A comprehensive review evaluating the evidence on learning styles concluded that to demonstrate the effectiven…

19Evidence A

Test yourself using questions based on how you’ll use the material later; don’t just recite it verbatim

Testing yourself after closing the book offers benefits beyond simply memorizing a few words. A meta-analysis of 192 comparisons involving over 10,000 participants shows this method works reasonably well for different question types, application problems, and reasoning tasks. However, it’s largely ineffective in two cases: when the question–answer pairing is reversed, and when the content has only ever appeared in the book without ever being tested.

Cost

There’s no expense and it doesn’t require much extra time.…

Benefit

This meta-analysis examined over 40 years of research, including 67 published and unpublished papers, 122 expe…

20Evidence A

评职称先弄清自己在哪个系列、哪一级,再按单位性质找申报渠道

English translation pending · Chinese original

职称全国分 27 个系列,每个系列分初级、中级、高级。一般要一级一级往上报。在单位上班的,由单位审核、公示后往上报。在民营企业的,可以去职称申报受理服务点,或者找人才中介服务机构、行业协会申报。自由职业者报当地人社部门组织的评审。

Cost

不花钱。查一次本省当年的申报通知,半小时左右。

Benefit

全国共设 27 个职称系列,比如经济、工程、卫生、出版。职称分高级、中级、初级三层。

21Evidence A

会计这类初级、中级职称靠全国统考拿,先对照学历和工作年限去报名

English translation pending · Chinese original

有些系列的初级、中级职称是考出来的,考过就算,不再另外评审。会计就是这样:助理会计师要高中以上学历,会计师要本科干满 4 年会计、大专满 5 年。已经拿到某些职业资格的,也可能直接算作有相应职称。

Cost

报名费按各省标准交。备考要占几个月的业余时间。

Benefit

2016 年的改革意见规定,初级、中级职称实行全国统一考试的专业,不再进行相应的评审或认定。

22Evidence A

别找中介代评、别买论文代写、别在材料上造假:查实就撤销职称,记诚信档案 3 年

English translation pending · Chinese original

用假材料、代写论文、剽窃成果拿到的职称,查实就撤销。失信记录要记 3 年,还进全国信用平台。申报时签的承诺书不实,3 年内不能再申报。人社部门还专门查处中介的虚假宣传、假冒评审和假证。

Cost

不花钱。难在忍住「花钱包过」的广告。

Benefit

人社部令第 40 号规定,提供虚假材料、剽窃他人作品和学术成果,或者用其他不正当手段取得职称的,撤销职称。

23Evidence B

拿到职称不等于涨工资:先问清单位是按岗位比例评聘,还是评了不一定聘

English translation pending · Chinese original

职称是聘用、考核、晋升的依据,但评上和聘上是两回事。事业单位一般在岗位比例内评,评上多半能聘。不实行岗位管理的单位可以评聘分开,评上了单位不一定给对应的岗位和工资。换单位、换地方后,职称可能要重新评或者确认。

Cost

不花钱。问一次单位人事部门就行。

Benefit

人社部令第 40 号第二条:职称评审结果是专业技术人才聘用、考核、晋升等的重要依据。

NEXT CHAPTER / 24Seeking medical care: How to save money and avoid unnecessary hassle