Chapter 8 / 46 tips

Protect yourself: laws and personal safety✳

If you’ve ever worried about how legal rules might affect your freedom or finances, this section is for you. It covers three main topics: what responsibilities the law requires you to meet, how following those rules can save you money, and what rights you have if something goes wrong. All article numbers match the official texts exactly. The items are ordered by impact: those that cause the biggest losses if ignored and are easiest to prevent come first; steps that need advance planning follow; and finally, practical tips without official backing. The topics are grouped as follows, with article numbers in parentheses: Fraud prevention: Stop payments immediately if you notice fraud (Article 2); strict anti-fraud rules (Article 3); seeing someone’s face on video does not count as verification (Article 4); never lend your bank or phone cards to others (Article 8); obtain free credit reports (Article 9); dealing with fraud in secondhand online sales (Article 22); always ask for a price quote before hiring a repair service (Article 27); never carry items for strangers (Article 29); helping someone with a facial recognition check can lead to illegal loan schemes (Article 45). Signing contracts, borrowing money, and debt: Read every document fully before signing (Article 17); always write a clear loan agreement (Article 18); legal claims have strict time limits (Article 19); report all assets honestly if enforcement actions begin (Article 20); understand what being placed on a credit blacklist entails (Article 21); avoid becoming a nominal legal representative for a business (Article 28); know that debts incurred by family members through gambling remain your responsibility (Article 44). Conflicts and emotional distress: Call police right away if a dispute arises (Article 10); self-defense is allowed when facing unavoidable harm (Article 11); do not seek revenge after a quarrel (Article 12); never harm people unrelated to the situation (Article 13); resist any urge to harm yourself or others (Article 14); remember that retaliatory actions rarely end well for anyone involved (Article 15); buying insurance for someone before acting only makes legal trouble worse (Article 38). Relationships and marriage: Think carefully before making large gifts (Article 23); use bank transfers for betrothal gifts (Article 24); clearly define pre-marital assets (Article 25); verify each other’s marital status before marriage (Article 26); seek police help immediately if domestic violence occurs (Article 43). Police involvement, accusations, and evidence: Hire a lawyer right away if you receive a summons (Article 5); voluntarily explain your side of events if something happens (Article 6); contest false accusations made against you (Article 33); demand acquittal when evidence is insufficient (Article 34); apply for state compensation when justified (Article 35); always request a case receipt when reporting a crime (Article 39); never offer bribes to investigators (Article 40); record conversations that might later become contentious (Article 41); photograph the scene from a wide angle first (Article 42). Online speech and cyberbullying: Avoid insults or spreading false information online (Article 16); activate protective measures immediately if targeted by cyberbullying (Article 37). Sexuality and coercion: Refrain from any sexual activity if a partner is unconscious or unable to consent (Article 31); report any attempts to extort money using intimate images to police at once (Article 32); victims seeking compensation should never meet their alleged aggressors alone (Article 36). Driving, pet ownership, and theft prevention: Never flee the scene of a traffic accident (Article 1); never drive after drinking alcohol (Article 7); always keep dogs on a leash (Article 30); install sturdy locks on all doors and windows (Article 46).

English, Russian and Spanish use dlgrv’s unofficial translations. Newly revised entries appear in the Chinese original until a checked translation is available. The author’s latest Chinese text is authoritative. Translation revision: dlgrv/HowToLiveBetter · b25fa8a

Chapter entries
0/ 100
Checklist progress
0 Done · 0 Planned · 46 Unmarked
View source
01Evidence A

After a traffic accident, stop, help the injured, and call the police — don’t flee

Fleeing makes you responsible for the accident by default. Your licence is revoked, and if the flight constitutes a crime you can never apply again. Commercial own-damage and third-party cover exclude flight, leaving hundreds of thousands of yuan to pay yourself. Staying, helping and calling the police costs at most an hour or two.

Cost

No cost at all. Stopping, turning on hazard lights, helpin…

Benefit

The fleeing party bears full responsibility unless they prove fault by the other party, which may reduce it. T…

02Evidence A

If you realize you’ve been scammed, call 110 or 96110 right away to request a stop‑payment — don’t try to investigate on your own first

The brief period immediately after the money is transferred is the most critical; the police can implement emergency payment stops and rapid freezing, and banks must cooperate. Once the money has been transferred away and dispersed, the chances of recovery become much smaller. Therefore, call 110 or 96110 first; do not attempt to investigate or inquire on your own first. When 96110 calls, it is the police attempting to dissuade you, and you must answer.

Cost

No cost at all. Just make one call, clearly stating the ti…

Benefit

Law enforcement has the authority to instantly query, urgently stop‑pay, and swiftly freeze any funds linked t…

03Evidence B

Remember the core anti-fraud rules: don’t trust unsolicited calls, don’t share personal information, don’t click on suspicious links, and always verify any transfer requests. All seven of the most common scam types follow this same pattern

Whenever you are asked to transfer money, share your screen, download unknown Apps, click links, or report verification codes, hang up first, then call back using the official number to verify. These seven categories—brushing scam for rebates, fake investment and wealth management, online loans, impersonating customer service, impersonating public security, procuratorate, and court, 'pig butchering' scams, and sex-seduction brushing scams—all require you to transfer money first. Recognizing them beforehand is much cheaper than trying to recover money afterward.

Cost

No cost at all. Just memorize the “three no’s and one extr…

Benefit

By law, government agencies and relevant departments must inform the public about common tactics used in telec…

04Evidence B

Seeing a face on video or hearing a voice on the phone does not count as verification; if a transfer is involved, hang up first and call back using an old number saved in your contacts

Seeing someone’s face or hearing their voice is not reliable proof of identity. Whenever money transfer is mentioned, hang up immediately and call back using an old number stored in your contacts, or ask someone you both know. If the caller claims “poor signal” or “I’m in a meeting” and refuses a live video chat, treat it as a scam.

Cost

No cost involved. It only requires making one extra call a…

Benefit

The Cybersecurity Bureau of the Ministry of Public Security has outlined three key measures. First is motion v…

05Evidence A

If accused or summoned, hire a lawyer first — don’t settle privately or delete records

You can hire a lawyer right from the first time you’re called in for questioning. If the lawyer requests a meeting, the detention center must arrange it within 48 hours, and those talks cannot be monitored. You’re allowed to refuse answering any questions unrelated to the case.

Cost

Legal fees start at several thousand yuan. Those with fina…

Benefit

From the very first interrogation, or from the moment coercive measures (restriction of personal freedom) are…

06Evidence A

If something happens, come forward and explain: voluntary surrender can cut a sentence by up to 40%, and minor offenses may qualify for more or exemption; “waiting out the prosecution limit” is a dead end

Surrender can reduce the prison term by up to 40%, and for less serious offenses, punishment can be waived directly. If you only confess truthfully after being approached by authorities, the reduction is generally at most 20%. Fleeing or refusing to admit guilt will not yield these benefits. Hiding for years will not make the case expire: if you evade investigation or trial after the case is filed, prosecution is no longer subject to a time limit, however many years pass.

Cost

There is no cost at all. You can walk into a police statio…

Benefit

Article 67 of the Criminal Law: Surrendering voluntarily after committing a crime and providing a truthful acc…

07Evidence A

Do not touch the steering wheel after drinking; this includes electric vehicles and "moving the car a little bit," and do not lend your car to someone who has been drinking or does not have a driver's license.

Driving after drinking results in a 6-month license suspension and a fine of 1,000 to 2,000 yuan; repeat offenses lead to detention and license revocation. Drunk driving results in direct license revocation, a 5-year ban on retaking the test, and generally criminal liability for the crime of dangerous driving. If an accident occurs while drinking, commercial auto insurance will not provide coverage. If you lend your car to someone knowing they have been drinking or lack a license, you will also be liable for part of the damages if an accident occurs.

Cost

Using a designated driver or taking a taxi costs only a fe…

Benefit

Driving after drinking results in a 6-month temporary suspension of the driver's license and a fine of 1,000 t…

08Evidence A

Never lend your bank cards, SIM cards, or payment accounts to anyone — “money laundering” is not a side hustle

Renting, lending, or selling bank cards, SIM cards, and payment accounts to others is illegal in itself. Illegal gains are confiscated, and additional fines range from 1 to 10 times the illegal gains; if there are no illegal gains or they are below 20000 yuan, the maximum fine is 200,000 yuan, and serious cases may result in detention of up to 15 days. If you knowingly assist someone in receiving or transferring money for criminal activities, in serious circumstances it constitutes the crime of assisting information network criminal activities, punishable by up to 3 years in prison.

Cost

Zero. Some people claim “just lend your card for a few tra…

Benefit

Renting, lending, or buying and selling telephone cards, bank accounts, payment accounts, and internet account…

09Evidence A

Checking your credit report twice a year for free helps spot any loans or cards you didn’t apply for

You can check your own credit report online for free twice a year, and the process takes only ten minutes. Use the official website of the People's Bank of China Credit Reference Center or mobile banking; do not use third-party "credit check" Apps. Bad records are kept for 5 years from the date the event ends, after which they should be deleted. You can raise objections, and a written response must be provided to you within 20 days.

Cost

It costs nothing. You can complete the check online in jus…

Benefit

Administrative regulations state that "the individual information subject has the right to obtain their own cr…

10Evidence A

If a conflict arises, call the police first instead of fighting; the person who initiates the fight makes it easy for the other person's retaliation to be considered legitimate self-defense

Assaulting others results in 5 to 10 days of detention and a fine of 500 to 1,000 yuan. Group fighting, attacking the elderly, pregnant women, children, or persons with disabilities, or repeated assaults result in 10 to 15 days of detention and a fine of 1,000 to 2,000 yuan. Injury meeting the criminal threshold constitutes a criminal offense, punishable by up to 3 years; causing serious injuries is punishable by 3 to 10 years. Two people fighting each other is legally called mutual combat and is not considered legitimate self-defense, so it is better to retreat first and call the police.

Cost

No cost at all. Simply move to a crowded area and call the…

Benefit

Assaulting others or intentional injury results in 5 to 10 days of detention and a fine of 500 to 1,000 yuan.…

11Evidence A

You may defend yourself against an unavoidable attack, but only strike the person who is actually attacking — stop when he stops

When someone is infringing upon your or another person's rights, if you intervene to stop them and cause them injury, you will not bear criminal responsibility as long as it is not clearly excessive. If the perpetrator is committing acts of violence such as murder, robbery, rape, or kidnapping, causing injury or death to the perpetrator does not constitute excessive defense. However, you may only strike the person currently committing the act; once they stop, you must stop. Ultimately, even if the ruling is in your favor, you may first be subject to a case filing and detained for several days.

Cost

Legal fees start at several thousand yuan;

Benefit

The Criminal Law defines what constitutes justifiable defense. The state, public interests, or the personal, p…

12Evidence A

Who to hold accountable — unpaid wages, wrongful dismissal, financial losses — filing complaints, arbitration, or lawsuits instead of taking revenge

Following the legal path, the worst outcome is that the money cannot be recovered. Resorting to retaliation, the money will still not be recovered, and killing someone can result in the death penalty at most. Xu Jiajin, having failed to obtain his graduation certificate and being dissatisfied with his internship compensation, used a knife causing 8 deaths and 17 injuries, and has already been executed. For unpaid wages, complain to labor inspectors; in 2024, labor inspection authorities across China recovered 8.65 billion yuan for 654,000 people across China.

Cost

There are no fees for filing complaints or arbitration. Ho…

Benefit

The legal path has official figures. In 2024, national labor inspections investigated 137,000 cases, recoverin…

13Evidence A

However angry you are, do not attack uninvolved people: driving into a crowd or attacking people in public can constitute endangering public safety by dangerous means, with sentences starting at three years; if someone dies, ten years minimum, up to the death penalty

Driving a vehicle into a crowd and committing violence in public places are convicted as endangering public safety by dangerous means. Even if no one is injured, the sentence starts at three years. If deaths occur, the penalty is ten years or more, life imprisonment, or death. Fan Weiqiu, dissatisfied with the division of property in a divorce, drove into a crowd exercising at the Zhuhai Sports Center, causing 35 deaths and 43 injuries; he has been executed.

Cost

There is no monetary cost involved. The real challenge is…

Benefit

Article 114 of the Criminal Law: "Whoever endangers public safety by means of arson, flooding, explosion, or b…

14Evidence B

Thoughts such as “find a scapegoat” or “die together” must be treated as a medical emergency: leave the scene, hand over car keys and knives to someone else, and call 12356

The window between the first appearance of such thoughts and any attempt to act on them is very short. Among 82 people who survived a suicide attempt, 47.6% reported that no more than 10 minutes passed from the first thought to taking action. Therefore, the goal is not to “figure things out” intellectually, but to create physical distance between oneself and potential lethal tools — steering wheel, knife, gas valve, rope — and simply endure those ten minutes. After that, call 12356.

Cost

There is no monetary cost. The difficulty lies in admittin…

Benefit

The window between these thoughts and the actual attempt is very short. Within three days of hospital admissio…

15Evidence A

Family members say “no one will be safe” or “I’ll take the kids and leave” — don’t dismiss this as anger: close relatives can take such a person to the hospital, and police must respond to any emergency call

If a family member says things like “no one will have a good life” or “I will take the children with me” and appears to have a mental health problem, close relatives can take them to hospital for diagnosis. If severe mental disorder is diagnosed and they have harmed others or pose an imminent danger, admission does not require their consent. If you cannot tell angry words from a real threat, call 12356 for advice or 110 for police to attend. Covering it up does not help them.

Cost

Registration and consultation fees range from a few dozen…

Benefit

Article 28(1) of the Mental Health Law provides that, apart from individuals voluntarily seeking diagnosis, cl…

16Evidence A

Don’t curse, spread rumors, or share unverified content online; if you’re a victim of online abuse, document evidence first then report it to police

Publicly insulting others or spreading rumors and defamation results in detention of up to 5 days or a fine of up to 1,000 yuan; more serious circumstances result in 5 to 10 days of detention. Serious cases constitute the crimes of insult or defamation, punishable by up to 3 years. Conversely, when you are a victim of cyberbullying, insults and defamation must, in principle, be pursued by you filing a lawsuit in court yourself, so you must rely on yourself to take screenshots, screen recordings, and save links.

Cost

No cost at all. Just take ten extra seconds to think befor…

Benefit

Publicly insulting others, or fabricating facts to defame others, shall result in detention of up to 5 days, o…

17Evidence A

Read the document thoroughly before signing; never sign on behalf of others or on blank paper

Once signed, it is valid; a fingerprint is as valid as a signature. Claims of "not seeing clearly" or "thinking it was something else" are difficult to establish in court. Therefore, spend a few extra minutes reading from beginning to end, ask questions on the spot if something is incomprehensible, and take photos for your records. Do not sign for others, do not sign on blank paper, and clearly state the purpose on copies of your ID card.

Cost

There is no cost involved. Simply spend a few extra minute…

Benefit

Legally executed contracts are protected by law and bind both parties. Once signed, obligations must be fulfil…

18Evidence A

Write a clear loan agreement when lending money; think carefully before agreeing to be a guarantor

The loan agreement must include all key details: who the lender and borrower are, the amount, interest rate, term, and repayment method, plus both signatures. Always use bank transfers instead of cash — this makes it much easier to pursue legal action if needed. Before agreeing to be a guarantor, check whether the contract mentions “joint and several liability.” Under a standard guarantee, creditors must first sue the borrower and exhaust all collection efforts before they can demand repayment from you. But if you sign a joint and several liability guarantee, creditors can demand payment from you directly.

Cost

There is no cost involved. Simply use a piece of paper to…

Benefit

Loan contracts must be in writing, with standard clauses covering the type of loan, currency, intended use, am…

19Evidence A

Time limits for legal action: 3 years for civil lawsuits, 1 year for labor arbitration; once the deadline passes, a simple “statute of limitations exceeded” claim can block your case

The civil limitation period is 3 years from the day you learn your rights were harmed. Once it expires, the court does not raise it itself, but the other party can defeat recovery simply by pleading expiry. Before the 3 years expire, one documented payment demand can restart the 3-year period. Labour disputes have a separate 1-year arbitration period.

Cost

Zero cost. Don’t just hope for payment in silence — use We…

Benefit

The Civil Code stipulates that "the limitation period for requesting the People's Court to protect civil right…

20Evidence A

If you’re being sued or have a court order against you, report all your assets truthfully and repay as much as you can — don’t transfer your house or money to relatives, friends, or companies

Giving away a house for free or through a fake transfer to a company, or transferring money to relatives and friends so that a judgment cannot be executed, constitutes the crime of refusing to execute a judgment. The crime of refusing to execute is punishable by up to 3 years, and in particularly serious cases, by 3 to 7 years. Relatives and friends who knowingly help hide or transfer assets are treated as accomplices, and the money can still be recovered. Refusing to report or falsely reporting assets can result in a fine of up to 100,000 yuan for individuals and detention of up to 15 days.

Cost

There is no cost involved. Simply report your assets as re…

Benefit

The transfer of property itself is a circumstance that constitutes a crime. The Standing Committee of the Nati…

21Evidence A

If you’re subject to spending restrictions or listed on the dishonesty registry, first find out which rule applies and request removal if possible

First, determine whether you’re only subject to spending restrictions or also listed on the dishonesty registry — these are two separate situations. Only six specific circumstances allow inclusion on the dishonesty registry, and the listing period is two years. In seven other cases, including when all obligations have been fulfilled, the court must remove the listing within three working days. Spending restrictions apply to nine categories of non-essential purchases, including travel on G-series high-speed trains. Any spending essential for daily life or business operations can be approved individually upon application.

Cost

No cost involved. You simply need to contact the enforceme…

Benefit

There are exactly six circumstances under which a person can be added to the dishonesty registry. First, if th…

22Evidence A

If scammed while shopping online or via second-hand markets, first file a complaint with the platform, then report it to police, and finally decide whether to sue

First, contact the platform. Platforms have security deposits and penalty rules, making them the fastest way to handle issues. Next, report to the police: fraud above the local threshold can constitute a crime; each province sets that threshold between 3,000 and 10,000 yuan; amounts below this are handled via public security administration penalties. For lawsuits, online shopping disputes can be filed in the court of the receiving location. For small amounts, small claims litigation applies, which is concluded within 2 months, and cases can be filed online.

Cost

Filing a complaint with the platform and reporting the cas…

Benefit

The local threshold for a relatively large amount of fraud is set by each province between 3,000 and 10,000 yu…

23Evidence A

Think carefully before and after making large gifts in romantic relationships or marriage

Once the money is transferred, you generally cannot get it back. A gift can only be revoked before it is officially registered under the recipient’s name. After that, revocation is only possible under three specific circumstances: the recipient seriously harms you or your close relatives; fails to fulfill their legal obligation to support you; or breaches any agreed terms of the gift contract. Therefore, decide early whether the payment is a loan or a gift.

Cost

No cost involved. Before sending a large sum of money, ask…

Benefit

Items given away can be revoked before they are transferred to the other party's name;

24Evidence A

Transfer betrothal gifts via payment with clear notes; keep chat records; money demanded under marriage can be reclaimed

Demanding money under the guise of marriage is illegal, and courts support claims for repayment. Repayment can be demanded in three cases: no marriage registration took place; registration occurred but no actual cohabitation followed; betrothal gifts were given before marriage, leaving the giver in financial hardship. If registration occurred and cohabitation did follow, repayment is generally not required. However, if cohabitation was brief and the gift amount was excessively high, courts will determine the repayment proportion based on how the money was used, presence of dowry, whether children were born, and any fault on either side. For couples who cohabited without registration, the same proportional rule applies (nationwide, effective February 2024). Therefore, always transfer betrothal gifts, wedding jewelry, and related payments via bank transfer with clear notes, and both parties must keep proper evidence.

Cost

No cost involved. Transfer betrothal gifts, wedding jewelr…

Benefit

The law prohibits demanding property by means of marriage. If one side demands property in the name of betroth…

25Evidence A

No need to worry about premarital assets — clearly define property additions and parental contributions

Premarital assets remain your personal property and won’t automatically become joint marital property just because you’ve been married for many years. Couples can put in writing that premarital and postmarital assets belong to each person individually. One important caveat: if you agree to add your spouse’s name to a property title, you can still revoke that agreement before completing the official registration; once registration is finalized, the property becomes their legal property. In divorce proceedings, any party that hides, transfers, squanders or falsifies debts related to shared assets may receive a smaller share or no share at all.

Cost

Drafting a written property agreement yourself costs nothi…

Benefit

Pre-marital property is individual property and will not become community property simply because of the lengt…

26Evidence A

Check a person’s marital status before getting married; those who use marriage as a pretext to defraud money can be prosecuted for fraud

Bigamy results in an invalid marriage. Those who marry while already having a spouse, or who marry someone knowing they have a spouse, shall be sentenced to up to 2 years. Those using marriage as a pretext to defraud money shall be prosecuted for the crime of fraud; if the amount is particularly huge, they shall be sentenced to 10 years or more, or life imprisonment. Before registration, take a look at the marital status on the other party's ID card and household register.

Cost

No cost at all. Before registration, simply check the mari…

Benefit

Bigamous marriages hold no legal weight. Persons who enter a second marriage while already married, or who kno…

27Evidence B

For home appliance repairs, vehicle inspections, and renovations: always ask for a quote first and stay on site throughout the process

Appliance repairs must clearly state fee standards, provide receipts and invoices, and must not falsely report faults or randomly replace good parts; serious violations are subject to a fine of up to 30,000 yuan. All operators must clearly mark prices and are not permitted to add charges beyond the marked price. Therefore, before starting work, ask clearly about the price and the parts to be replaced; after the repair, request receipts and invoices, and keep the old parts. If you are overcharged, first call 12315.

Cost

There is no upfront cost. Before any work begins, ask for…

Benefit

Appliance repair businesses must clearly list their service offerings, pricing for parts, quality standards, w…

28Evidence B

Don’t be a “nominal legal representative” — don’t lend your ID to register a company

The law assumes the legal representative is the person actually managing the company; claiming “I’m just a figurehead and know nothing” does not serve as a valid excuse to avoid liability. If a legal representative causes harm to others while performing duties, the company must compensate first, then may seek reimbursement from the negligent representative. For those already serving in this role, company law allows them to resign, provided the company appoints a new legal representative within 30 days.

Cost

There’s no cost involved. If someone asks you to “just be…

Benefit

The legal representative is held by the director or manager who actually executes the company's affairs;

29Evidence B

Don’t carry items for strangers when traveling, and don’t accept packages of unknown origin

The advice from the Consular Department of the Ministry of Foreign Affairs for citizens going abroad is: do not carry luggage or items for others, especially prohibited items or things you are unfamiliar with. All countries prohibit the entry of drugs; since the luggage is in your hands, you are the one who must answer questions and declare items when passing through customs. The same applies to receiving packages on behalf of others domestically, especially those requiring you to pay upfront with a promise of a refund later.

Cost

No cost at all. Simply say no.

Benefit

The advice from the Consular Department of the Ministry of Foreign Affairs for citizens going abroad is: "Plea…

30Evidence A

Leashing dogs is mandatory: failure to do so means strict liability for any harm caused (you must pay compensation regardless of fault), and the obligation extends fully. The dog also needs its rabies vaccinations on schedule and a dog registration

If a dog injures someone, you are in principle required to pay compensation regardless of whether you are at fault; only by proving the other party acted intentionally or with gross negligence can compensation be reduced or waived. If the dog was not on a leash, the only way to mitigate liability is to prove 'the other party's intent,' and in serious cases, you may even be detained. If a dog has not received rabies vaccinations as required, you will be ordered to rectify the situation and may also face fines. There are no grounds for exemption from liability if a prohibited aggressive breed of dog injures someone.

Cost

A leash costs a few dozen yuan. Rabies vaccination and reg…

Benefit

When a pet causes injury to another person, its owner or the person supervising it at the time bears legal lia…

31Evidence B

If the other person is intoxicated, unconscious, or under 14, do not have sex with them

If the other party is too intoxicated to be fully aware, or asleep, they cannot provide effective consent. Engaging in sexual relations in this state is legally considered rape, with a basic prison sentence of 3 to 10 years. A reliable approach is to refrain from sexual relations and, when the drinking session ends, hand the person over to their own friends or family. For the determination of age, see Section 9, Article 18 (under 14 years of age).

Cost

No monetary cost. The price is having to stop the encounte…

Benefit

Article 236 of the Criminal Law stipulates that anyone who rapes a woman using violence, coercion, or other me…

32Evidence A

If someone threatens to call the police, post intimate photos, or inform your workplace unless you pay up — don’t give them a single cent and don’t delete any records; call the police right away

Using threats such as "I will go to the police" or "I will send the photos to your workplace" to blackmail you for money constitutes extortion. Do not give a single cent, do not delete a single record, and call the police immediately. If the other party actually sends the photos out, they have further violated your right to privacy. Extortion of 2,000 to 5,000 yuan or more is punishable by up to 3 years; 30,000 to 100,000 yuan or more is punishable by 3 to 10 years.

Cost

There’s no monetary cost. Take screenshots of their accoun…

Benefit

Article 274 of the "Criminal Law": Whoever extorts the property of the public or private parties, if the amoun…

33Evidence A

If someone falsely accuses you, you can seek legal consequences: up to 5 days of detention for minor violations, up to 3 years in prison for criminal acts

Fabricating facts to falsely accuse others with the intent to have them held accountable is itself illegal. This is punishable by detention of up to 5 days or a fine of up to 1,000 yuan; in more serious cases, detention of 5 to 10 days. If it meets the criteria for a crime, it constitutes the crime of false accusation, punishable by up to 3 years of imprisonment. However, making a mistake or filing an incorrect report does not count; to hold the other party accountable, you must prove they intended to frame you.

Cost

No cost at all. You simply file a report with local police…

Benefit

Article 50 of the Public Security Administration Punishment Law (revised June 27, 2025, effective January 1, 2…

34Evidence A

Insufficient evidence alone warrants acquittal; coerced confessions must be excluded; appeals and retrials remain possible after conviction

The Criminal Procedure Law sets clear thresholds for conviction: evidence must be verified through legally prescribed procedures and must collectively leave no reasonable doubt about the facts. When these criteria cannot be met, acquittal is mandatory. Confessions extracted via torture or testimonies obtained through violence and threats must be excluded from consideration and cannot serve as a basis for sentencing. Once a verdict takes effect, the defendant, their legal representatives, and close relatives retain the right to file an appeal.

Cost

Pursuing these procedures costs nothing in terms of fees,…

Benefit

Article 55 of the Criminal Procedure Law stipulates that evidence must be both authentic and sufficient: it mu…

35Evidence A

For individuals released from detention after a case is dropped, charges are withdrawn, or they are acquitted, applying for state compensation is possible — compensation is calculated on a daily basis

Those who have been unlawfully detained, detained beyond the lawful time limit, or arrested, but subsequently had the case withdrawn, were not prosecuted, or were found not guilty, can apply for state compensation. The days of imprisonment are compensated daily at 495.94 CNY per day, effective from May 18, 2026. In cases of serious consequences, additional compensation for mental distress shall be provided. No compensation is provided if the non-prosecution was due to the minor nature of the offense, if the statute of limitations has expired, if the individual has not reached the required age, or if the individual provided false testimony.

Cost

No expense is required. The compensation application must…

Benefit

Article 17 of the State Compensation Law outlines specific circumstances under which victims are entitled to c…

36Evidence B

If you’re a victim seeking compensation, use channels like 12315, file a lawsuit, or hire a lawyer. Never meet the offending party alone, and don’t phrase “paying money” and “I won’t expose you” as a single condition

As a victim, you have every legal right to demand compensation from the party responsible for the harm — this doesn’t automatically make you a blackmailer just because your demands are high. Yet the consequences can be severe: Guo Li was initially sentenced to five years in prison for extortion before being later exonerated on appeal. Therefore, always use documented channels, avoid meeting the other party alone at a location they choose, and never link “paying money” with “I won’t go public” as one condition.

Cost

Using 12315 is free. Filing a court claim requires paying…

Benefit

Official case: After relevant departments in China announced that certain batches of "Ensin" brand milk powder…

37Evidence A

Cyberbullying: First enable protections, gather evidence, then choose between court injunctions, private prosecution, or police reports

Do three things on the spot first: open the platform's protection settings, use the quick evidence collection feature to save the content, and then report it via the quick entry point. Afterward, you can apply to the court for an injunction to force them to stop. You can also sue in court yourself; if evidence collection is difficult, you can request assistance from the public security organs. In cases causing severe consequences such as suicide with severely harmful social impact, the case can be transferred to the procuratorate for prosecution.

Cost

There’s no monetary cost. It takes just a few minutes on t…

Benefit

Article 15 of Fa Fa [2023] No. 14 discusses injunctions. If a right holder has evidence proving that an actor…

38Evidence A

The legal route of “buying insurance for a family member first, then harming them” is completely blocked: you get zero money, and the perpetrator faces multiple charges including intentional homicide and insurance fraud

Purchasing death-benefit insurance on an adult family member without their knowledge and consent renders the contract invalid. If the policyholder intentionally causes the death of the insured, the insurance company will not pay, and those who intentionally kill the person whose estate they would inherit also forfeit their inheritance rights. The Criminal Law lists this type of insurance fraud as a separate offense, which is punished alongside the crime of intentional homicide, with the maximum penalty being the death penalty. Not a single cent will be received.

Cost

No cost at all.

Benefit

Article 34 of the Insurance Law: a contract providing a payout upon death is invalid without the insured perso…

39Evidence A

You must obtain a case receipt when reporting a crime; if no case is opened, you must receive a written notice. You can request a reconsideration within 7 days and a review within another 7 days. The procuratorate can also order the police to open a case

When you report a crime, you must obtain the case receipt on the spot; this is your proof that the report was filed. If the public security organs decide not to file a case, they must provide you with a written notice of non-filing. If you disagree, you can apply for reconsideration within 7 days, and if you still disagree, you can apply for review within another 7 days. You may also approach the People's Procuratorate to request supervision of the public security organs' case-filing decision.

Cost

No cost involved. Simply ask for the case receipt right th…

Benefit

Article 171 of the "Provisions on the Procedures for Public Security Organs to Handle Criminal Cases" (as amen…

40Evidence A

Don’t give money or cards to investigators, law enforcers: offering bribes is a crime, and bribing oversight, law enforcement, and judicial staff is punished even more severely

"Spending money to settle matters" is an independent crime under the Criminal Law, and those who provide the money are also subject to sentencing. Bribery is punishable by up to 3 years, with serious circumstances resulting in 3 to 10 years, and especially serious circumstances resulting in 10 years or more, or life imprisonment. Bribing supervisory, administrative law enforcement, or judicial personnel falls into the category explicitly subject to heavier penalties. If one is extorted and pays money without obtaining any improper benefits, it does not constitute bribery.

Cost

No cost at all — you just have to refrain from doing it.

Benefit

Article 389 of the Criminal Law defines bribery as “offering property to state functionaries with the intent t…

41Evidence A

For calls and in-person talks where things might turn sour, start recording right away: you can record conversations you personally take part in without needing prior consent from the other party

When it comes to loans, debts, compensation, refunds, or labor disputes, misunderstandings can arise months later even if everything was discussed clearly on the phone with no written record. Recording these conversations yourself is perfectly legal, even if the other party wasn’t informed beforehand; this alone won’t disqualify the recording as evidence. What you must not do is eavesdrop, spy on someone’s private life, break into their home to record secretly, or coerce them into speaking.

Cost

There’s no cost involved. Simply turn on the call recordin…

Benefit

Article 66 of the Civil Procedure Law includes audiovisual materials and electronic data as evidence. Article…

42Evidence C

In an emergency at the scene, first film a wide shot, then capture the spatial relationships, and finally record the damage and injuries — keep the original photos and videos

If you only film close‑ups of a single scratch on a car or an isolated object on the ground, later on no one will know where they originally were. Begin by recording a wide shot that includes the intersection, street signs, vehicles, people, and surroundings; then film how these elements relate to one another, and finally capture the details. If you must move objects or vehicles, do so only after filming. Keep the original photos and videos on your phone — don’t rely solely on copies sent via messaging apps.

Cost

No cost involved. Simply use your phone to film for severa…

Benefit

Article 66 of the Civil Procedure Law lists physical evidence, audio‑visual materials, and electronic data as…

43Evidence A

Domestic violence: Call the police to get an incident report, then apply to court for a protection order — no divorce required and it’s free

According to data from multiple countries, more than one-third of murdered women were killed by their partners, which is often the outcome of long-term domestic violence. Among women who were also beaten, those who were choked had a much higher risk of being killed later. Therefore, if you are beaten, call the police and then apply for a protection order at the court. The court generally provides a response within 72 hours.

Cost

There is no cost at all. Applying for a protection order i…

Benefit

First, the risks. A systematic review of data from 66 countries shows that in cases of female homicide, 38.6 %…

44Evidence B

Family members have gambling debts; don't rush to pay them for them: Gambling debts are not protected by law, and money borrowed for gambling does not count as common marital debt

Money owed at a gambling table is not protected by the court. If a creditor knew the person was borrowing money to gamble and still lent it to them, the court will not protect this debt either. Money borrowed by one spouse for gambling cannot be considered a debt that both spouses are responsible for repaying. Without a trial, the court cannot hold the non-borrowing party liable.

Cost

No monetary cost. The difficulty lies in resisting the urg…

Benefit

The notice from the Supreme People's Court in 2017 year specifies four points. Debts incurred by one party in…

45Evidence B

Don’t agree when an acquaintance asks you to “help by doing a facial scan or acting as a witness” to secure a loan, or to read out a verification code — this is known as “AB loan” fraud. In this scheme, you are the borrower, not a guarantor

What seems like a simple favor — “just doing a facial scan or acting as a witness” — actually means using your name to borrow money from a bank. You become the legal borrower, not a guarantor. Once the funds are transferred to your acquaintance, the bank still holds you responsible for repayment. Scammers deceive you into signing contracts under false pretenses; without the bank’s knowledge, you can’t easily void those agreements. Even a written promise from your friend stating “I’ll repay the loan” carries no legal weight against the bank.

Cost

There’s no direct monetary cost. The real difficulty lies…

Benefit

A 2022 risk warning from the Fujian office of China's National Financial Regulatory Administration described t…

46Evidence B

Fit locks on doors and windows, install a motion-sensor light outside, and actually lock up when leaving: these help prevent burglary; an alarm alone shows no clear benefit

UK data show that homes with door and window locks had about one-twelfth the burglary odds of homes with no security measures. Adding an outside motion-sensor light reduced this to about one-thirtieth or less. An alarm alone, with no other measures, showed no discernible burglary-prevention benefit. These findings concern theft, not robbery while someone is home.

Cost

A door lock requiring a key to deadlock, window locks, and…

Benefit

A crime survey in England and Wales asked 37,416 households between 2008 and 2012 which security measures they…

Download the whole book to read offlineFree in PDF, EPUB and WordNEXT CHAPTER / 09Legal red lines ordinary people often cross