Remember the anti-fraud golden rules: don’t trust unsolicited calls, never share personal information, avoid clicking on links, and always verify before transferring money. All seven of the most common scams follow this same pattern.

No cost at all. Just memorize the “three no’s and one extra check” rule, read through the descriptions of the seven scam types below, and install the “National Anti-Fraud Center” app. Make sure to answer all calls from 96110. If someone asks you to transfer money, share your screen, download an unknown app, click a link, or provide a verification code, hang up first and then call the official hotline to verify. The hard part is that scammers often pressure you to act immediately — you must resist this pressure and hang up first.

The law requires the government and relevant departments to inform the public about various methods of telecommunications and network fraud. Public security organs, in coordination with financial, telecommunications, and cyberspace departments, have established an early warning and prevention system to timely intervene when potential victims are identified. 96110 is this unified national early warning and prevention hotline; calls must be answered. The Ministry of Public Security reported in 6 month of 2026 year that the most frequent 10 type of fraud accounted for 85% of all telecom fraud cases. Brush orders for rewards (brush scam) occurred most frequently, accounting for 25%. Fake online investment and wealth management caused the largest losses, accounting for approximately 40% of all losses. The identification characteristics broken down by category by the Fujian Provincial Department of Public Security are as follows. Brush orders for rewards: "The person calling you to make money together is highly likely trying to take your money"; if the tasks are not completed, the principal will not be refunded. Fake investment and wealth management: "Shills" in groups post profit screenshots, providing small initial rebates to entice you into larger investments, then demanding "taxes" for withdrawals. Online loans: "Loans do not require paying security deposits or creating bank transaction records; if you encounter this, it is definitely a scam." Impersonating customer service: Claiming that your membership will automatically renew and deduct fees or affect your credit score to pressure you into transferring money to cancel. Impersonating police or legal authorities: "Public security, procuratorate, and court authorities do not have so-called 'safe accounts'; any 'authority' conducting cases or taking statements via telephone, QQ, WeChat, or the internet is a scam." Pig butchering scams: "Do not easily trust 'lovers' whom you have never met in person and have only seen via photos or videos"; they will never video chat or meet in person, yet frequently have emergencies requiring money. Sextortion and task scams: Arranging a meeting that requires first "completing tasks," where the amount of money you pay increases continuously. Recognizing these beforehand is much cheaper than attempting to stop payments afterward. The amount that can be recovered through a payment freeze depends on whether the funds are still in the account at the time the police report is filed. For instructions on how to implement a payment freeze, see item 2 (call 110 or 96110 to request a freeze) (Nationwide, from 12 2022 year/month)

全国人大常委会 (2022). 反电信网络诈骗法（第八、二十、三十四条）. https://www.spp.gov.cn/spp/fl/202209/t20220902_575631.shtml；公安部 (2026). 公安部发布会：通报当前电信网络诈骗犯罪的最新形势、特点提示防范电信网络诈骗要点（2026 年 6 月 12 日）：「以上这10类案件就占了全部电诈案件的85%。其中，刷单返利诈骗发案最高，占所有电诈案件的25%；虚假网络投资理财诈骗损失最高，约占全部电诈案件损失的40%」. https://www.mps.gov.cn/n2254536/n2254544/n2254552/n10491781/index.html；福建省公安厅 (2023). 96110 来电，请务必接听. http://gat.fujian.gov.cn/ztzl/fjjffpzxrx/spjq/202303/t20230306_6126156.htm（省级公安机关页面，含「来电不轻信，信息不透露，链接不点击，转账多核实」口诀及「警惕 192 开头的诈骗电话」提示）；福建省公安厅 (2023 到 2024). 识骗技巧专栏：刷单 http://gat.fujian.gov.cn/ztzl/fjjffpzxrx/spjq/202307/t20230703_6196881.htm；投资理财 http://gat.fujian.gov.cn/ztzl/fjjffpzxrx/spjq/202312/t20231220_6362145.htm；贷款 http://gat.fujian.gov.cn/ztzl/fjjffpzxrx/spjq/202312/t20231207_6326741.htm；冒充客服 http://gat.fujian.gov.cn/ztzl/fjjffpzxrx/spjq/202310/t20231020_6279505.htm；冒充公检法 http://gat.fujian.gov.cn/ztzl/fjjffpzxrx/spjq/202309/t20230913_6255863.htm；杀猪盘 http://gat.fujian.gov.cn/ztzl/fjjffpzxrx/spjq/202308/t20230818_6232030.htm；色诱刷单 http://gat.fujian.gov.cn/ztzl/fjjffpzxrx/spjq/202403/t20240307_6410612.htm

Anyone claiming to be from the police, procuratorate, or court, customer service, a leader, or platform risk control, and asking you to "cooperate with an investigation," "cancel your membership," "complete tasks for rebates," or providing "insider investment information," is using the same scam. Real loans do not require paying a security deposit, and the police, procuratorate, or court do not have "safe accounts"; remembering these two points can prevent more than half of the scams. It is rated Class B because this mnemonic is merely official promotional wording and does not include a specific figure for "how much less you will be scammed after remembering it." The mnemonic and the breakdown of the seven types are taken from the provincial public security department's webpage. The 10 types of high-incidence scams reported by the Ministry of Public Security in 2026 include impersonating e-commerce logistics customer service, loan credit reporting, fraudulent online game transactions, online dating, and impersonating leaders, acquaintances, or handling flight ticket refunds and changes; the tactics are all the same, and they all ultimately require you to transfer money.