Chapter 31 / 17 tips

What options are available after turning 18?✳

This section deals with money and time, while the option of avoiding military service also affects personal freedom. It serves as a roadmap of possible paths, not a step‑by‑step guide for any single one. First, we list the legal requirements for each path. Then we describe the details that become relevant only after you decide to pursue them: what benefits military service provides, other ways to enter the civil service besides the civil service exam, which college majors directly lead to government positions, how to later upgrade your education, what kind of employers to seek for overseas work, how to handle social insurance without a formal job, and whether there are government loans that cover part of the interest for those lacking startup capital. Let us be clear: after turning 18 there are many more options than those covered here. We only include paths for which nationwide official documents specify eligibility criteria, requirements, and benefits. Paths such as joining state‑owned enterprises, working in factories, becoming a seafarer, pursuing freelance work, or continuing high school or university lack such uniform documentation. They are certainly possible, but without verifiable legal references we cannot describe their conditions in this book. Choosing a path is entirely up to you. This section provides two things only: the official documents that set the eligibility rules, and the deadlines and qualifications that expire once you start down a particular route. How to weigh the decision between studying and working, and how to pick relevant skills, is explained in Section 23. Overtime pay, workplace injuries, and severance after joining a job are covered in Section 19. Starting or closing a business is discussed in Section 12. Studying abroad is the topic of Section 32, while safety nets for the unemployed are outlined in Section 7. None of those topics are repeated here.

English, Russian and Spanish use dlgrv’s unofficial translations. Newly revised entries appear in the Chinese original until a checked translation is available. The author’s latest Chinese text is authoritative. Translation revision: dlgrv/HowToLiveBetter · b25fa8a

Chapter entries
0/ 100
Checklist progress
0 Done · 0 Planned · 17 Unmarked
View source
01Evidence A

Check the thresholds first: for most of the 12 paths, age and education are written into the documents

The thresholds of these 12 paths are, for the most part, written in the documents. Paid work requires age 16 or older. For the military, men must be 18 or older, and college graduates can be relaxed to 24. The civil service exam generally requires age 18 to 35 and a junior-college education or above. The self-study exam has no limit on age or prior education, but full-time students cannot register. A sole proprietorship only requires "the capacity to operate a business."

Cost

No cost at all. It only takes ten minutes to review whethe…

Benefit

For military service, the Military Service Law states that male citizens who reach 18 should be conscripted fo…

02Evidence A

Men who turn 18 must complete military service registration by October 31; mandatory active duty lasts two years

Military service registration is a legal obligation, not an application to join the army. Completing it does not mean you must enlist. All men who turn 18 must register online by October 31. Failure to do so can result in a government order to register within a set period; if ignored, you may be forced into service and fined. Once enlisted, you serve as a conscript for exactly two years.

Cost

There is no cost. The online registration takes just a few…

Benefit

Registration is in the Provisions on Military Service Registration. They say: "The military service organ of t…

03Evidence A

Refusing military service after enlistment: no travel abroad, no further education, and barred from civil service and state-owned enterprises for two years

If you register for military service, refuse to serve and still refuse after an order to correct, consequences include exclusion from civil service, state-owned enterprise and public-institution jobs. For 2 years you may not leave the country, enter or resume education, and you enter a serious defense-duty noncompliance list. Do not register assuming you can simply quit later.

Cost

There is no monetary cost. The price is having to decide w…

Benefit

Article 57, Paragraph 1, Item 2 of the Military Service Law explicitly states that “any conscript who refuses…

04Evidence A

The 2 concrete benefits for college students who enlist: tuition covered at up to 20000 yuan a year, student status kept until 2 years after discharge, and a dedicated postgraduate plan

Current students, new graduates and admitted new students entering the military receive state support for tuition: up to 20,000 yuan a year for undergraduates/junior-college students and 25,000 for postgraduates, based on the higher of actual tuition or student loans. Enrollment is retained during service; study can resume within 2 years after discharge. There is also a postgraduate admissions plan specifically for discharged college soldiers.

Cost

No out-of-pocket expense. After discharge, students must s…

Benefit

A 2024 notice from 4 departments, including the Ministry of Finance, says college students who serve get 3 ben…

05Evidence A

Only six scenarios allow the government to assign jobs after discharge; those opting for self-employment must register within 30 days

The notion that “the military guarantees job placement” no longer applies broadly. Currently, only six specific scenarios qualify for government job assignments. Most conscripts who serve two years do not fall into these categories. Those not eligible for government placement are considered self-employed, and they must register within 30 days of discharge. Failing to do so without valid reasons means they forfeit any entitlement to government assistance.

Cost

No cost involved. Simply bring your discharge certificate…

Benefit

Article 25 of the Regulations on Placement of Veterans specifies six circumstances under which local governmen…

06Evidence A

Three key financial aspects after discharge: one-time separation pay, military service counting toward work seniority, and tax deductions for self-employed veterans

After discharge there are 3 accounts. The first is a lump-sum discharge payment for people who take the self-employment path. It is paid by years of active service, and it is increased if you were decorated. The second is service years counted as work seniority, with contribution years combined with the years before enlistment and after discharge. The third is tax: if you open a shop and run a business yourself, for 3 years you pay less tax each year within a cap of 20000 yuan, and the cap can be raised by at most 20%.

Cost

There are no direct costs involved. Upon discharge, the mi…

Benefit

The first benefit is outlined in the Regulations on the Resettlement of Veterans: “Veterans who choose to work…

07Evidence A

There’s more than just civil service exams to get into the government system: serving two years in grassroots programs qualifies you for a special recruitment quota of 10% each year

Getting into the government system isn’t limited to taking civil service exams. After completing two years of satisfactory service in programs such as “Three Supports and One Assistance,” you become eligible for a special recruitment pool that accounts for roughly 10% of each year’s civil service openings. Those who take the postgraduate entrance exam within three years also get an extra 10 points added to their total score. The catch is that you’ll be paid only a government stipend during those two years.

Cost

There’s no upfront cost. The trade‑off is spending two yea…

Benefit

The notice for the fourth round of the “Three Supports and One Assistance” program sets a two-year service ter…

08Evidence A

Teachers in the Special Post Program who complete three years of service, pass evaluations, and wish to stay should be promptly added to the official teaching staff

The special-post teacher program explicitly provides for a permanent public staff post after service. It mainly recruits teacher-training graduates with at least a bachelor’s degree; primary schools may recruit teacher-training junior-college graduates. Age at most 30 and the relevant teaching qualification are required. Service is 3 years, with equal treatment to local public-school permanent teachers under equivalent conditions. Those passing assessment and willing to stay must be placed on the staff promptly.

Cost

There is no monetary cost. The price to pay is three years…

Benefit

The 2024 Special Post Program notice requires a bachelor's degree or higher, mainly in teacher-training subjec…

09Evidence A

Firefighters and civilian personnel in the military represent two additional pathways for public recruitment, with lower entry requirements than civil service exams

Neither route’s regulations specify a junior-college minimum. Firefighters recruit ages 18–22 with senior-secondary education or above; applicants with junior-college education or higher and veterans may qualify up to 24. Military civilian personnel rules require age 18 or above and education according to the post; first recruitment to entry posts is capped at 35. Both use political assessment and medical exams to screen candidates.

Cost

There is no monetary cost. The process from application to…

Benefit

For firefighters, refer to the *Measures for Recruiting Firefighters into the National Comprehensive Fire and…

10Evidence A

A diploma does not have to be settled the first time: the self-study exam has no limit on age or prior education, the adult college entrance exam and the Open University can both fill the gap, a diploma counts only if Xuexin («学信网») can find it, and do not sign up for a "no exam, guaranteed pass" class

If school did not work out at 18, there are still 3 regular routes: the self-study exam, the adult college entrance exam, and the Open University. The self-study exam has no limit on age or prior education, but full-time students cannot register. A diploma counts only if it can be found on Xuexin («学信网»). Once it can be found, the school cannot change it either. Do not pay anyone who says "no need to study" or "no exam, guaranteed pass."

Cost

Registration and textbook fees amount to only a few hundre…

Benefit

The self-study exam is in the Interim Regulations on Higher Education Self-Study Examinations. Article 3: "Cit…

11Evidence A

Flexible workers must arrange pension and health insurance at their place of work; policy requires lifting household-registration restrictions, with some megacities doing so gradually.

Not being employed by a company doesn’t mean you’re exempt from social insurance; it simply means no employer covers half of the cost. Official documents require all regions to lift household registration barriers so flexible workers can enroll in insurance at their place of work, with major metropolises gradually implementing this change. So don’t mistake “freedom” for “no need to worry about social insurance.” If you fail to pay on schedule, both your pension benefits and medical reimbursement rates will be calculated according to rules for interrupted coverage.

Cost

You must pay the full amount for both pension and medical…

Benefit

These provisions stem from the “Guiding Opinions on Protecting the Labor Rights and Interests of Workers in Ne…

12Evidence A

Pilot program: Food delivery workers, ride‑hailing drivers, and local freight carriers all get occupational injury coverage paid for by the platform on a per‑order basis — at no cost to them

Platforms must pay occupational injury insurance premiums for every order placed by delivery workers, ride‑hailing drivers, and local freight carriers — none of that cost falls on the workers themselves. This is still a pilot scheme, so before accepting any orders, confirm that both your province and your platform are included. Workers who already have a formal employment contract with a platform are covered under regular workers’ compensation, not this program.

Cost

Zero out‑of‑pocket expense;

Benefit

The coverage is governed by the “Interim Measures for Occupational Injury Insurance for Workers in New Forms o…

13Evidence A

Government-funded teacher training and targeted medical study can largely secure a public staff post when applying to university, depending on provincial implementation; the commitment is at least 6 years.

Both programs involve the state covering your education costs upfront; in return, you must work at a designated location for at least six years after graduation. Government-funded teacher training is offered only at six universities directly under the Ministry of Education, with admission occurring in an early admission round. For targeted medical students, a tripartite agreement must be signed before receiving the admission letter. Violating the contract leads to repayment obligations, penalties, and a credit record impact. Carefully consider whether you can accept these six years of commitment before applying.

Cost

Tuition and housing fees are waived, and you receive a liv…

Benefit

Government-funded teacher-training students are in the Implementation Measures for Government-Funded Education…

14Evidence A

Before going abroad to work, check whether the company has a license for international labor cooperation: it is illegal for them to demand a deposit from you

When it comes to working overseas, the law regulates not the workers themselves but the companies that arrange their employment. Only businesses holding a valid license for international labor cooperation and properly registered may recruit workers for foreign jobs. Any claim such as “first obtain a tourist visa and later switch to a work visa” is a clear sign of illegal activity. Moreover, employers are strictly prohibited from charging any kind of deposit or demanding collateral from workers.

Cost

No cost at all. Spend just a few minutes beforehand verify…

Benefit

Article 5 of the Regulations on International Labor Cooperation states that companies must obtain approval fro…

15Evidence A

Remote work from home for an overseas company counts as China-source income: file individual income tax yourself; exchange receipts above the annual quota as employee remuneration.

Income source depends on where the work is done, not where payment comes from. Work done in China for an overseas company is China-source income subject to Chinese individual income tax. If the company has no establishment in China, nobody withholds for you; file yourself. Currency exchange up to US$50,000 a year requires identification; for the excess, use the employee-remuneration route with an employment contract and proof of income.

Cost

There are no direct expenses. You must file an annual tax…

Benefit

Whether this money is China-source income is governed by Article 3 of the Implementing Regulations of the Indi…

16Evidence A

Starting a business without joining a company? First look at startup guarantee loans: up to 300,000 RMB per individual, with the government covering half the interest

If you are in a priority group such as college graduates, veterans, or unemployed people, and you are borrowing to get started, look at this loan with a fiscal interest subsidy first. An individual can borrow up to 300000 yuan, for at most 3 years, and public finance pays half the interest. When you apply, you and your spouse cannot have another loan in your names. A home loan, a car loan, a student loan, and a consumer loan of 50000 yuan or less do not count.

Cost

There’s no fee for consulting. You’ll need to visit the lo…

Benefit

The eligibility criteria for individuals are outlined in Article 6 of the “Administrative Measures for Special…

17Evidence A

If you still want to take the civil service exam within 2 years of graduation, check how the announcement defines a "fresh graduate" before you sign a job or transfer your file: for the national exam, the file and hukou (户口) stay with the school or a talent service agency

Many posts in the national exam mainly recruit fresh graduates. If within 2 years of graduation you have not been placed in a work unit, and your file and hukou are still kept at the school or a talent service agency, you still count as a fresh graduate. Provinces say it differently. Fujian still counts you if you have signed a contract and paid social insurance (社保). So before you sign a job or transfer your file, read the announcement of the exam you want to take.

Cost

No money. Before you sign with an employer, spend half an…

Benefit

The 2027 national civil service recruitment announcement says that, for central organs, "organs directly under…

Download the whole book to read offlineFree in PDF, EPUB and WordNEXT CHAPTER / 32Studying abroad: status, work, insurance, and recognition back home